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Information About Universal Health Care Plan

Advantages Of Universal Health Care Insurance - It Works in Other Countries

Universal health care is type of health system that allows every citizen access to medical care regardless of their personal wealth. In this environment, health services are paid for by public revenue which is financed through taxes and insurance.

Most developed countries have developed such health systems but their implementation may differ in varied circumstances. Some may allow health care professionals from the private sector to provide services, whereas others insist on government employees or contractors. The various types of health care services covered by the health system may also differ according to policy considerations.

Health Care Universal Access

Universal health care has been successful in many jurisdictions including Britain, Canada and Australia. With the rising cost of health insurance in the United States, many citizens in California and other parts of the country remain uninsured, and should they incur medical charges in the event of an emergency, it is possible that many will be forced into bankruptcy.

Presently, the United States does indeed offer public health care to specific sectors of the community that fulfill certain qualifying criteria such as the elderly, disabled and some low income families, children and individuals, but has yet to implement a universal system of health care.

Problems With Universal Health Care - It Would Burden the Wealthy

Some view that a universal health system necessarily based on taxation funding will burden the wealthy to an unconscionable extent by forcing them to pay for the health care of others who are not able to obtain private health insurance presently, and so would not be able to pay higher taxes in the proposed increased tax regime.

However there is evidence that the administrative costs alone that would be saved exceed $100 billion if a universal system with global budgeting and a single payer system were adopted. The opponents of universal health claim that the 10th Amendment reserves the right to the states to decide on universal health and not the federal government. 

Given that the US spends 15% of the US GDP; more than any other country in the world on health care services, it would seem that universal health care is appropriate, but considering that 80% of citizens already possess some form of medical cover through employment, private health insurance or through qualified public health programs this argument is confronted somewhat.

The balance of the debate rest on the fact that 20% of the US population remaining uninsured amounts to over 60 million people, and the value that these people's health care represents,determines the quality of the argument.

The Cost Of Universal Health Care

Considering that health insurance costs have risen over 75% in the past 7 years, the carnage that is being wrought upon the community is clear when it is noted that the uninsured are still entitled to emergency treatment, and in that event the burden of the most expensive medical treatment available is placed on the rest of the community regardless. The simple fact is that a healthier society is more productive and innovative to combat the challenges that people inevitably face over time. 


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